Merchant Account Services

Merchant Account Services

PAYMENT PROCESSING & PAYROLL SERVICES

Our Partnership with the Heartland Global Payment Company Provides You 
 

Secure Credit Card Processing:

With Heartland, you get a credit card processor that is dedicated to protecting your business. Heartland Secure, our card processing security solution, uses three powerful technologies-EMV, end-to-end encryption and tokenization-to protect your customer’s card data completely useless to hackers. Process payments on your point of sale devices or with our online virtual terminal.

Comprehensive Breach Warranty

60% of small businesses permanently close their doors within six months of a credit card breach. We’re so confident in Heartland Secure, our credit card processing security tech, that our merchants are covered by a comprehensive beach warranty. In the unlikely event that you experience a credit card breach while using a Heartland secure-certified device, we will pay for losses, fines and fees that result from a card data breach, protecting your business from becoming part of the 60 %. Find out how to get covered by our free breach warranty.

Interchange-Plus Pricing

At Heartland, transparency drives everything we do. That’s why we offer Interchange-Plus pricing-fiving you full disclosure into how much you’re paying us and how much goes to the card brands. This protects you from arbitrary price increases and ensures that you receive the full benefit of cost reductions, such as the Durbin Amendment savings.

Consolidated Statements

Heartland consolidates all of your credit card transactions into a single statement regardless of the credit card brand used, giving you a single view of your transactions. No more surfing through multiple statements. Click here to speak to a representative

No Hidden Fees

Other Credit card processors mislead merchants by hiding extra fees and surcharges in confusing contracts and statements. At Heartland, fairness and transparency are our core values. It defines who we are and how we do business as your advocate. With Heartland, merchants can count on an easy-to-read credit card statement that clearly shows how much they paid and what they are accountable for. This way, merchants know which fees were sent to the card brands, and the amount collected by Heartland-full disclosure and transparency.

Next Day Funding

Get funds faster. Heartland merchants receive funds from theri credit and debit cards sales faster than ever. Regardless of the bank relationship, merchants receive their money from all card transactions the very next business day.